American Association of Insurance Management Consultants

Craig Andrews, CPCU, ARM, AIC, AAI, AU-M, AU, ARe, ASLI, AMIM

Position / Title: 
Principal
Company Name: 
Andrews Risk Advisory, LLC
Address: 
307 Blanchard Drive
Defiance, OH 43512
Business Phone: 
(419) 789-1754

Profile

Craig Andrews entered the property-casualty industry as a producer in an independent insurance agency in Defiance, Ohio in 1977.  A few months later, he established his own independent agency "from scratch".  He operated the agency successfully until selling it in 1996 to join State Auto Insurance Companies in Columbus, Ohio as a commercial field underwriter.  During his agent career, Craig became deeply involved in insurance education, teaching AAI, CISR and CIC courses in Ohio, Indiana, Iowa, Kansas, South Carolina and Puerto Rico.  In 1996, he was the first recipient of The Jack V. Hedges "Instructor of the Year" Award from the Professional Insurance Agents of Ohio.

At State Auto, Craig served in successive commercial underwriting and marketing positions of ever-increasing responsibility, culminating in his appointment as Business Insurance Product Development Officer in the company's home office commercial underwriting area.  In that role, he led ten commercial underwriting professionals in the research, design, drafting and implementation of the company's commercial insurance coverage forms and programs in the company's 33 states of operation.  A major project in which he was involved was the design and implementation of a new hybrid BOP/CPP coverage platform on which 80% of the company's new commercial package business was being submitted within twelve months of the program's implementation in all states of operation.  He also led the implementation of new Employment Practices Liability and Data Breach programs as well as multiple proprietary coverage enhancement endorsements.   Craig's responsibilities at State Auto also included leadership of the technical insurance coverage training portion of the company's long-established and award-winning PaceSetter producer training program.  In cooperation with the company's corporate claim area, Craig served as State Auto's designated representative in litigation involving commercial insurance coverage.  He was also responsible for the management of the company's own corporate property-casualty insurance portfolio.  He retired from State Auto in May, 2016 and established Andrews Risk Advisory, LLC a month later.

Craig has earned the CPCU, ARM, AIC, AAI, AU-M, AU, ARe, ASLI, and AMIM professional designations.  In the course of pursuing those designations, he earned The Institutes' Award for Academic Excellence for both the Associate in Surplus Lines insurance (ASLI) and Association in Marine Insurance Management (AMIM) programs.  He has served as president of The Grand Lake Chapter of The Society of CPCU; is a member of The CPCU Society's Coverage, Litigators, Educators and Witnesses (CLEW) Interest Group; and is qualified under The CPCU Society's Continuing Professional Development program through 2018.  In addition, he has served as a member of the board of directors and president of Underwriting Executives Council, a national underwriting organization.,

Craig, a U.S. Navy veteran and an Eage Scout, is a graduate of Indiana University and The Catholic University of America. 

Membership Level

Associate Member

Areas of Expertise

  • Agent - Agency
    • Education
      • Professional Development
      • Seminar Presentations
      • Webinars
    • Management
      • Staff Development
  • Company - Wholesaler - MGA
    • Education
      • Education/Professional Development
      • Seminar Presentations
      • Webinars
    • Management
      • Underwriting Audits & Reviews
      • Underwriting Training/Monitoring
  • Corporations & Enterprise
    • Insurance Related
      • Agent/Broker Performance Reviews
      • Agent/Broker Selection
      • Insurance Company Performance Reviews
      • Insurance Coverage Analysis/Design
    • Risk Management
      • Risk Management Planning
  • Legal - Litigation - Claims
    • Claims Handling
      • Wrongful Cancellation
    • Expert Witness - Litigation Support
      • Agency - Company Disputes
      • Company - Reinsurance Disputes
      • Coverage - Claim Disputes - P&C
      • Customs, Standards, Practices & Duties - P&C
      • Errors & Omissions - P&C
      • Underwriting - P&C
    • Legal Consulting
      • Contract vs.Coverage Analysis
      • Coverage Opinions (Post Loss)
      • Coverage Opinions (Pre Loss)